:root{--bg:#f4fbf9;--card:#fff;--ink:#0d2b3e;--mut:#4b6475;--brand:#0a8f7f;--brand2:#076e62;--sun:#ffc83d;--line:#d6e8e3;--soft:#e3f5f0}
@media(prefers-color-scheme:dark){:root{--bg:#0a1c26;--card:#10303d;--ink:#eaf6f3;--mut:#a5c0c9;--soft:#12394a;--line:#1f4a5b;--brand:#2cc3b0}}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:500 17px/1.7 ui-rounded,"Segoe UI",system-ui,-apple-system,Roboto,sans-serif}
a{color:var(--brand2)}@media(prefers-color-scheme:dark){a{color:var(--brand)}}
.w{max-width:1080px;margin:0 auto;padding:0 20px}.n{max-width:760px}
header{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:16px 0}
.logo{font-weight:800;font-size:22px;text-decoration:none;color:var(--ink);display:flex;gap:8px;align-items:center}
.logo b{background:var(--sun);color:#0d2b3e;border-radius:10px;padding:0 9px}
nav{display:flex;align-items:center;gap:20px;flex-wrap:wrap}nav a{text-decoration:none;color:var(--mut);font-weight:700;font-size:15px}
nav a:hover{color:var(--brand2)}nav .b{background:var(--sun);color:#0d2b3e;padding:9px 18px;border-radius:12px}
h1{font-size:clamp(30px,5vw,48px);line-height:1.12;margin:0 0 16px;font-weight:800;letter-spacing:-.02em}
h2{font-size:clamp(24px,3.2vw,32px);line-height:1.2;margin:42px 0 12px;font-weight:800}h3{font-size:19px;margin:0 0 6px}
.lead{font-size:19px;color:var(--mut)}.crumb{font-size:14px;color:var(--mut);margin:6px 0 0}.crumb a{color:var(--mut)}
.hero{display:grid;grid-template-columns:1fr;gap:28px;padding:28px 0 48px}.hero>div:first-child{max-width:760px}
.ph{background:linear-gradient(135deg,#bfeee4,#ffe9a8);border-radius:22px;overflow:hidden;aspect-ratio:3/2;width:100%}
.ph img{width:100%;height:100%;object-fit:cover;display:block}
.btn{display:inline-block;padding:15px 30px;border-radius:14px;background:var(--sun);color:#0d2b3e!important;font-weight:800;font-size:18px;text-decoration:none;box-shadow:0 4px 0 #d9a517;border:0;cursor:pointer;font-family:inherit}
.btn:hover{transform:translateY(-2px)}.btn:active{transform:translateY(3px);box-shadow:none}
.ticks{list-style:none;padding:0;margin:20px 0 26px;display:grid;gap:8px}.ticks li{padding-left:30px;position:relative;font-weight:700}
.ticks li:before{content:"✓";position:absolute;left:0;top:3px;width:22px;height:22px;border-radius:50%;background:var(--brand);color:#fff;font-size:13px;display:grid;place-items:center;line-height:1}
.ans{background:var(--soft);border-left:8px solid var(--sun);border-radius:14px;padding:18px 22px;margin:20px 0}.ans p{margin:0}
.band{background:var(--soft);border-block:1px solid var(--line)}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:24px 0;text-align:center}.facts b{display:block;font-size:22px;color:var(--brand2)}.facts span{font-size:14px;color:var(--mut)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--card);border:2px solid var(--line);border-radius:18px;padding:22px}.card p{margin:0;color:var(--mut);font-size:16px}.card a{font-weight:800}
.num{width:40px;height:40px;border-radius:12px;background:var(--brand);color:#fff;font-weight:800;display:grid;place-items:center;margin-bottom:10px}
table{width:100%;border-collapse:collapse;margin:18px 0;font-size:16px}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line)}th{background:var(--soft)}
details{background:var(--card);border:2px solid var(--line);border-radius:14px;padding:14px 20px;margin-bottom:10px}summary{font-weight:800;cursor:pointer}details p{margin:10px 0 0;color:var(--mut)}
main p,main li{max-width:70ch}.meta{font-size:14px;color:var(--mut)}
.panel{background:var(--card);border:2px solid var(--line);border-radius:24px;padding:26px;box-shadow:0 16px 36px rgba(10,143,127,.14);max-width:520px}
label{display:block;font-weight:700;font-size:14px;margin:14px 0 6px}.amt{font-size:40px;font-weight:800;color:var(--brand2);line-height:1}
input[type=range]{width:100%;accent-color:var(--brand)}select,input[type=email]{width:100%;padding:13px;border-radius:12px;border:2px solid var(--line);background:var(--bg);color:var(--ink);font:inherit}
.panel .btn{width:100%;margin-top:20px}
.cta{background:var(--brand2);color:#fff;border-radius:26px;padding:40px 24px;text-align:center;margin:56px 0}.cta h2{margin:0 0 8px;color:#fff}.cta p{margin:0 auto 20px;opacity:.92}
:focus-visible{outline:3px solid var(--sun);outline-offset:2px}
footer{padding:32px 0 48px;color:var(--mut);font-size:13px;border-top:1px solid var(--line);margin-top:40px}
footer .l{display:flex;flex-wrap:wrap;gap:8px 20px;margin-bottom:14px;font-weight:700;font-size:14px}footer .l a{color:var(--mut)}footer p{max-width:72em;margin:0 0 10px}
@media(max-width:820px){.hero,.grid{grid-template-columns:1fr}.facts{grid-template-columns:1fr 1fr}nav a:not(.b){display:none}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
.hero2{grid-template-columns:1fr 1fr;align-items:center}@media(max-width:820px){.hero2{grid-template-columns:1fr}}

.article{padding-top:34px;padding-bottom:30px}.article>section{margin:32px 0}.article .grid{margin:22px 0}.article h1{max-width:18ch}.crumb{font-size:14px;color:var(--mut);margin-bottom:22px}.related{display:flex;flex-wrap:wrap;gap:12px}.related a{border:1px solid var(--line);padding:9px 14px;border-radius:12px;background:var(--soft)}@media(max-width:600px){.article h1{font-size:clamp(29px,8vw,43px)}.article .card{padding:16px}table{display:block;overflow-x:auto}}

/* Homepage amount picker */
.qa{position:relative;overflow:hidden;border-color:var(--brand)}
.qa:before{content:"";position:absolute;inset:0 0 auto;height:6px;background:linear-gradient(90deg,var(--brand),var(--sun))}
.qa-k{margin:4px 0 10px;font-weight:800;font-size:15px;text-transform:uppercase;letter-spacing:.06em;color:var(--mut);text-align:center}
.qa-out{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:14px}
.qa-out output{font-size:clamp(44px,7vw,58px);font-weight:800;line-height:1;color:var(--brand2);letter-spacing:-.02em;font-variant-numeric:tabular-nums}
@media(prefers-color-scheme:dark){.qa-out output{color:var(--brand)}}
.qa-step{flex:none;width:48px;height:48px;border-radius:50%;border:2px solid var(--line);background:var(--soft);color:var(--ink);font-family:inherit;font-weight:800;font-size:26px;line-height:1;cursor:pointer;display:grid;place-items:center;transition:transform .15s,border-color .15s}
.qa-step:hover{border-color:var(--brand);transform:scale(1.08)}.qa-step:active{transform:scale(.94)}
.qa input[type=range]{-webkit-appearance:none;appearance:none;height:12px;border-radius:99px;margin:6px 0 0;cursor:pointer;background:linear-gradient(90deg,var(--brand) var(--p,18%),var(--line) var(--p,18%))}
.qa input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:32px;height:32px;border-radius:50%;background:var(--sun);border:4px solid #fff;box-shadow:0 3px 10px rgba(13,43,62,.3);transition:transform .15s}
.qa input[type=range]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--sun);border:4px solid #fff;box-shadow:0 3px 10px rgba(13,43,62,.3)}
.qa input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}
.qa-scale{display:flex;justify-content:space-between;font-size:13px;font-weight:700;color:var(--mut);margin:6px 2px 16px}
.qa-chips{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.qa-chip{padding:11px 4px;border-radius:12px;border:2px solid var(--line);background:var(--card);color:var(--ink);font-family:inherit;font-weight:800;font-size:16px;line-height:1;cursor:pointer;transition:transform .15s,border-color .15s,background .15s}
.qa-chip:hover{border-color:var(--brand);transform:translateY(-2px)}
.qa-chip[aria-pressed=true]{background:var(--brand);border-color:var(--brand);color:#fff}
.qa .qa-go{margin-top:22px;font-size:20px;padding:18px 24px;animation:qa-pulse 2.6s ease-in-out infinite}
@keyframes qa-pulse{0%,100%{box-shadow:0 4px 0 #d9a517,0 0 0 0 rgba(255,200,61,.55)}50%{box-shadow:0 4px 0 #d9a517,0 0 0 10px rgba(255,200,61,0)}}
.qa-trust{list-style:none;display:flex;justify-content:center;flex-wrap:wrap;gap:6px 18px;padding:0;margin:14px 0 6px;font-size:14px;font-weight:700;color:var(--mut)}
.qa-trust li:before{content:"✓ ";color:var(--brand)}
.qa .meta{text-align:center;font-size:12.5px;margin:6px 0 0}
@media(max-width:420px){.qa-chips{grid-template-columns:repeat(2,1fr)}.qa-step{width:42px;height:42px}}
@media(prefers-reduced-motion:reduce){.qa .qa-go{animation:none}}


.ig-depth{margin:2rem 0;padding:clamp(1rem,2.2vw,1.6rem);border:1px solid #c7d8e8;border-radius:14px;background:#f5f9ff;color:#17324d}
.ig-depth h2{color:#153b62;margin-top:0}
.ig-depth p{line-height:1.7}
.ig-scroll{overflow-x:auto;max-width:100%;-webkit-overflow-scrolling:touch}
.ig-table{width:100%;border-collapse:collapse;font-size:.95rem;min-width:490px}
.ig-table th,.ig-table td{padding:.75rem;text-align:left;border-bottom:1px solid #c8d7e6;vertical-align:top;color:#17324d}
.ig-table th{background:#dfeefc;color:#123453;font-weight:700}
.ig-table tr:nth-child(even){background:#edf5fd}
.ig-source{font-size:.88rem;color:#304b65}
.ig-depth a{color:#075da4;text-decoration:underline}