89 Cash frequently asked questions
Straight answers about cost, credit and timing.
What is 89 Cash?
89 Cash (89cashnow.com) is an online service that connects people who want a personal loan of $200 to $5,000 with a network of 350+ lenders. It is not a lender and does not make credit decisions.
What is 89 Cash Now?
89 Cash Now is the web address of 89 Cash, 89cashnow.com. It is the same free request service. You fill in one short form and participating lenders may respond with offers.
Is 89 Cash a loan or a lender?
No. 89 Cash is not a lender, broker or agent of any lender. Any loan, rate and repayment terms come from the lender that makes you an offer.
Does it cost anything to use 89 Cash?
No. The service is free to you and you are not obliged to accept any offer.
Will applying hurt my credit score?
Submitting our form is a soft inquiry and does not affect your score. A lender may run a hard credit check, which can affect it.
How much can I request?
Participating lenders offer $200 to $5,000. Not every lender offers every amount.
How fast could I get the money?
If you accept an offer, funds may arrive as soon as the next business day. Timing depends on your lender and your bank.
What APR and terms might I see?
APRs range from 4.95% to 35.95% and terms from 65 days to 84 months. Your offer depends on your credit, income and state.
Is it available in every US state?
No. Some states restrict these loans. You will see any limits after you choose your state in the form.
Is approval guaranteed?
No. No legitimate service can guarantee approval. Submitting a request does not guarantee you will receive an offer.