89 Cash rates and fees
What a loan found through 89 Cash can cost, and how to read your offer.
Short answer: Using 89 Cash is free. Loan costs are set by the lender: APR ranges from 4.95% to 35.95% and terms from 65 days to 84 months.
Rates and terms
| Item | Detail |
|---|---|
| Fee for using 89 Cash | None |
| APR | 4.95% to 35.95% |
| Term | 65 days to 84 months |
Representative example
$2,500 over 1 year at 10% APR plus a 3% fee: $219.79 a month, $2,637 total, $137.48 interest.
Late or missed payments
Penalties vary by lender and are in your loan agreement. Additional charges may apply and a default can affect your credit. Contact your lender early if you may miss a payment.
Renewals
Renewal is not always available. Ask your lender before you sign.
Frequently asked questions
What APR and terms might I see?
APRs range from 4.95% to 35.95% and terms from 65 days to 84 months. Your offer depends on your credit, income and state.
Does it cost anything to use 89 Cash?
No. The service is free to you and you are not obliged to accept any offer.
Will applying hurt my credit score?
Submitting our form is a soft inquiry and does not affect your score. A lender may run a hard credit check, which can affect it.